Adhikar Micro Finance is one of the fastest-growing microfinance institutions with a growth of 440% in assets under management over five years .

Vision

Be the first choice resource in improving the quality of life of 5 lakh clients and their families by 2020.

Mission

With commitment, integrity and transparency, we provide financial and related services in a sustainable manner to enable the poor to achieve social equity and economic empowerment .
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Mahalakhmi Patra

Adhikar"s small support helped me to scale up my business, now I am earning between 20,000 to 30,000 Rupees per month.

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Sabita Das

I invested my loan amount in my shop it gives me the daily income of Rs 500-700/-

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Uma Maharana

I do coconut painting work..Earning abot Rs 8-10,000 per month,Adhikar's loan support helping me to boost my business.

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Jayanti Da

I am into my traditional occupation of weaving...Adhikar's loan helping us to purchase raw materials like yarn etc...

Products & Services

INCOME GENERATION LOAN
INCOME GENERATION LOAN

This is the mainstay among the basket of products offered by Adhikar mF. Women not able to access formal loans but needing financial services to improve their living standard are ...

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ENERGY LOAN
ENERGY LOAN

We have been engaged in selling solar lights to the marginalized in backward districts of Odisha. In 2016-17, we plan to engage with 20,000 families, impacting the lives of over ...

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LOW COST HOUSE BUILDING
LOW COST HOUSE BUILDING

Housing is one of the basic needs of an individual and not all of them do have shelter for their survival. In India alone around 27 million units of housing ...

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WATER LOAN
WATER LOAN

According to national census of 2011, in Odisha, 86% of the population lives in rural villages and only 10% population has access to piped water. The rest are exposed to ...

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MICRO-INSURANCE PENSION
MICRO-INSURANCE PENSION

Even as the poor are vulnerable to workplace injuries, few are covered under formal insurance. Adhikar Microfinance focused on covering this vast untouched population with microfinance. ...

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OUR BUSINESS OPERATIONS
03 States
17 Districts
62 Branches
1.20Lakhs Members
86,155 Clients
116.14Crore Portfolio outstanding
CORPORATE SOCIAL RESPONSIBILITY

Skilling the unemployed youth…. Opening up a better future

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Skilling the unemployed youth…. Opening up a better future

Vastra Samman…. Community assets rebuilding through clothes for work

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Vastra Samman…. Community assets rebuilding through clothes for work

Capacity building on finance…. Preparing for inclusive growth

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Capacity building on finance…. Preparing for inclusive growth
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OUR Sucess Stories

Santilata Senapati

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Opportunity is become a skilled producer & marketer

Arpita Behera

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From Housewife to Successful Enterpreneur

Basanti Dei

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Financial diary – Helping take prudent financial decisions
Our Visitor Speak...
  • I congratulate Adhikar for vibrant, productive, focused and fruitful 25 years of journey. I am sure, with the dynamic leadership of Mr. Amin sir, this organization will continue to contribute in the areas of livelihood, financial inclusion, skill building and many more reaching out to thousands of families in Odisha and other states.

    Ms. Vijayalakshmi Das
    • Ms. Vijayalakshmi Das,
    • Founder, Ananya Financial Services Pvt. Ltd., Ahemedabad
  • I am associated with Adhikar since last 2 years and happy to know that they are doing a good job. I congratulate Mr. Amin and team for completing 25 years of journey. I visited one of their branches and was really touched by the working style of the staff and the type of poor people they are servicing.

    Aniruddha Behera
    • Aniruddha Behera,
    • General Manager, IDBI
  • I am happy to see that Adhikar has grown over the years and created a separate identity and space in the NGO sector of Odisha. I have been associated with them in many capacities including being a Governing board member for some time. Happy to see them grow from strength to strength. I am sure they will continue to serve the society with same zeal and vigour.

    Jagadananda
    • Jagadananda,
    • Ex. Information Commissioner, Govt. of Odisha, Member Secretary, CYSD, Bhubaneswar
  • It is appreciable that Adhikar is doing well as a home grown MFI and working with a integrative development mission. It is quite noticeable that Adhikar believes not only in mobilizing financial resources to change the face of poverty in the state but gives equal emphasis to other issues of livelihood promotion, skill building, safe migration, Food security, Financial literacy and other such burning issues.

    Mr. H.R. Khan
    • Mr. H.R. Khan,
    • Ex-Governor, RBI
  • I congratulate Adhikar and Mr. Amin for their efforts and achievements in changing the lives of marginalized population of Odisha. It is challenging to help the wholesome development process, but the emotional attachment to the cause, passion to work, and commitment to go the extra mile has been useful for them to realize their goals and take a lead role in the development scenario of the state.

    Shantanu Barua
    • Shantanu Barua,
    • General Manager, SIDBI
  • It is commendable that Adhikar has a strong presence in the State as far as micro-Finance sector is concerned. It has reached out to the poorer class in remote places like Nawrangpur, Kalahandi, Korapur and Bolangir even though it faces operational challenges. Well designed financial products are the hall mark of Adhikar.

    Prof. S.P. Das
    • Prof. S.P. Das,
    • Economics XIMB, Bhubaneswar

Core Financial Information

01 Net worth increased 20.55%
02 Total revenue increased 184.13%
03 Net profit Increased 330.32%
04 EPS( earning per share) Increased 330.36%
05 Capital Adequacy ratio 29.5%
Our Team Speaks
Having 20 years of learning experience in social development sector, ...
Tanmaya Tilak Mahapatra
Tanmaya Tilak Mahapatra
Proud to be associated with a premier Institute like Adhikar. ...
Pabitra Mishra
Pabitra Mishra
I feel like my work here is always recognized and ...
Aditya Narayan parida
Aditya Narayan parida

Associates

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