Financial Literacy

Financial literacy is the ability to understand how money works in the world: how someone manages to earn or make it, how that person manages it, how he/she invests it (turn it into more) and how that person donates it to help others. Adhikar has an important mission to make the clientele groups financially literate so that they not only engage in earning better livelihood but access the basic wherewithal to manage it properly for their family. Adhikar has developed a standardized trainer’s manual for the training. The manual has different sections with appropriate illustrations, examples and participatory exercises.

This manual allows the trainers to follow a standard guideline and maintain the quality of training inputs. We use lots of interactive exercises that allow the illiterate women to participate in the training programs and learn the basic things that help them in conceptualizing the basic need and understanding of financial management. Many successful case reports and simulation exercises make the financial literacy program enriched and interesting to homemakers. We have a panel of experts who move throughout the state and reach out to poor women staying in interior areas. We also have a well-equipped training center at the Head Office at Bhubaneswar where such programs are conducted in regular intervals throughout the year.