Mr. Lingaraj is the Vice President – Operation. He is a management professional with 18 years of experience spearheading and supporting operation and business planning, policy  and structural development in the company.  In addition to that he contributes in the MIS and back end processing. He is a master in commerce from Utkal University, Odisha and has an MBA in Finance from North Odisha University. Prior to joining Adhikar, he worked with different organizations in various positions across Audit and IT sector.  His prior experiences in audit are a sure help in the internal-audit process. He also has exposure to major MFIs in India, Indonesia and Bangladesh for evaluation of product, process, management and evaluation.