WATER
LOAN

To serve the healthcare need of the clients and their households we provide WATSAN loan termed as ‘Jeevan Dhara’ under easy repayment provisions. As large number of households in Odisha are exposed to unhygienic living conditions and water borne diseases in absence of clean drinking water. Adhikar is envisioned towards this cause and hence working on ‘creation of low cost infrastructure for accessibility of water and toilets’ to ensure safe drinking water and hygienic sanitation for the people.

Loan type	Cycle	Tenure	Amount	Rate of interest	LPF	Insurance charges
WASH Loan	2nd cycle onwards	12 and 18 months	5000-20000	23% reducing	1.0%+GST (18%)	0.94% -12 month, 1.4% – 18 month