To serve the healthcare need of the clients and their households we provide WATSAN loan termed as ‘Jeevan Dhara’ under easy repayment provisions. As large number of households in Odisha are exposed to unhygienic living conditions and water borne diseases in absence of clean drinking water. Adhikar is envisioned towards this cause and hence working on ‘creation of low cost infrastructure for accessibility of water and toilets’ to ensure safe drinking water and hygienic sanitation for the people.

Loan type Cycle Tenure Amount Rate of interest LPF Insurance charges
WASH Loan 2nd cycle onwards 12 and 18 months 5000-20000  23% reducing 1.0%+GST (18%) 0.94% -12 month, 1.4% – 18 month